TPE in Morocco: POS Terminal & Soft POS
Accept in-store card payments in Morocco with ChariBaaS's POS solutions. Choose between traditional Hard POS terminals and Soft POS — which turns any NFC-enabled smartphone into a payment terminal. Both solutions are white-label, branded to your identity, and support Visa, Mastercard, and contactless payments.
What is it?
A TPE (Terminal de Paiement Électronique) or POS (Point of Sale) terminal is a device that enables merchants to accept card payments in-store. Hard POS refers to dedicated physical terminals installed at the counter. Soft POS is a newer technology that turns an NFC-enabled smartphone into a contactless payment terminal — no additional hardware required.
Why ChariBaaS?
ChariBaaS provides white-label POS solutions adapted to the Moroccan market under Bank Al-Maghrib regulation. Both Hard POS and Soft POS support Visa, Mastercard, and contactless payments — meeting global card network standards. Soft POS eliminates the hardware barrier for small merchants across Morocco and emerging markets. Chari is becoming a direct acquirer by end of 2026, which will mean processing and settling card payments directly on behalf of merchants with no intermediary.
How ChariBaaS addresses this
ChariBaaS provides two complementary in-store acquiring solutions: Hard POS — dedicated payment terminals for high-volume merchants, and Soft POS — mobile payment acceptance on NFC smartphones for cost-sensitive or mobile merchants. Both solutions are white-label, support Visa, Mastercard, and contactless payments, and are fully integrated with ChariBaaS's settlement, reconciliation, and reporting platform. Chari is becoming a direct acquirer by end of 2026.
Hard POS: Physical Payment Terminals
Dedicated payment terminals installed in-store for card payments at the counter — chip and contactless. Built for fast, reliable in-store transactions with high throughput.
Soft POS: NFC Smartphone Payments
Transform any NFC-enabled smartphone into a payment terminal. No additional hardware required. Merchants accept contactless card payments directly on their phone — ideal for mobile businesses, delivery, and small retailers.
Related services
Acquiring (In-Store)
White-label Hard POS terminals and Soft POS on NFC smartphones — branded to your identity. Visa, Mastercard, contactless. Chari is becoming a direct acquirer by end of 2026.
Learn moreAcquiring (Online) — Chari Pay
Accept payments online via Chari Pay — PCI DSS certified, 3D Secure. Multiple payment methods: card, DamaneCash, ChaabiCash, Maroc Pay. Plug-and-play for Shopify, WooCommerce, and Amadeus.
Learn morePayments and Bank Transfers
P2P and P2B transfers by phone number or RIB, direct debits, automated payouts — all through fast, secure APIs. Built to scale with your activity.
Learn moreAccounting & Settlement
Automate accounting, settlements, and Bank Al-Maghrib regulatory reporting from a single source of truth. Real-time operations tracking, automated ledger postings, and detailed transaction audit trails.
Learn moreUse cases
Retail & stores
Install hard POS terminals for fast, reliable card payments at the counter.
Small merchants
Accept card payments with Soft POS — just an NFC smartphone, no hardware investment needed.
Delivery & field services
Equip delivery drivers and field agents with Soft POS for on-the-go payment acceptance.
Restaurant & hospitality
Offer contactless payment at the table or counter with branded POS solutions.
Frequently asked questions
TPE (Terminal de Paiement Électronique) is the French term for a payment terminal used to accept card payments in-store. It covers both traditional hardware terminals (Hard POS) and smartphone-based solutions (Soft POS).
Soft POS is a technology that turns an NFC-enabled smartphone into a contactless payment terminal. Merchants can accept Visa and Mastercard payments directly on their phone without any additional hardware.
Both Hard POS and Soft POS accept Visa, Mastercard, contactless (NFC), and local Moroccan payment schemes.
Yes. Both Hard POS and Soft POS solutions are white-label, fully branded to your identity.
Hard POS is a dedicated physical terminal installed at the counter — built for high-volume merchants. Soft POS uses an NFC smartphone as the terminal — ideal for mobile businesses, delivery, and cost-sensitive merchants who want to accept cards without hardware investment.
See also
Payment Service Provider (PSP) in Morocco
ChariBaaS is Morocco's full-stack PSP. Online acquiring, in-store POS, card issuing, wallets, and agent network — all from one licensed platform.
Payment Gateway in Morocco — Chari Pay
Accept online payments in Morocco with Chari Pay. PCI DSS certified, 3D Secure, Visa, Mastercard, DamaneCash, ChaabiCash, Maroc Pay. Shopify & WooCommerce plugins.
Cash-In Cash-Out (CICO) in Morocco
Morocco's most extensive cash-in/cash-out network. Chari agents + DamaneCash + ChaabiCash + Tashilat. Real-time tracking, agent onboarding, and value-added services.