Currency Exchange in Morocco 2026: FX conversion and regulation
Currency exchange in Morocco in 2026: how FX conversion works, the role of the Office des Changes and Bank Al-Maghrib, and conversion built into transfers via API.
All-in-One White-Label Banking Stack
for Fintech Builders
ChariBaaS empowers your team with flexible APIs,
modular banking components, and all the infrastructure you need to move
fast, securely, with full control.
Bank Al-Maghrib
Licensed Payment Institution
PCI DSS
Certified Infrastructure
3D Secure
Transaction Protection
99.99%
Platform Uptime SLA
An all-in-one banking suite
ready to be integrated using our APIs
Our Services
Payment Accounts & Wallets
Compliant payment accounts & wallets with Moroccan IBANs. Fully digital account opening via phone number with built-in KYC/KYB. Real-time balance, transaction history, and fund management, all accessible via API.
Learn more Payment Accounts & Wallets
Onboarding KYC / KYB
Onboard customers in under five minutes, securely and compliantly. Tiered KYC levels (1,000 to 100,000 DH), automated identity verification with document scanning and facial recognition, and full lifecycle management.
Learn more Onboarding KYC / KYB
Agent Network & CICO
Deploy and operate Morocco's most extensive cash-in/cash-out network. Chari's own agents combined with DamaneCash, ChaabiCash, and Tashilat partner networks, nationwide coverage with real-time tracking.
Learn more Agent Network & CICO
Value-Added Services
Bill payments, mobile top-ups, digital vouchers, money transfers, and more, managed end-to-end by the platform. Available through the agent network or digitally.
Learn more Value-Added Services
Payments and Bank Transfers
P2P and P2B transfers by phone number or RIB, direct debits, automated payouts, all through fast, secure APIs. Built to scale with your activity.
Learn more Payments and Bank Transfers
Acquiring (In-Store)
White-label Hard POS terminals and Soft POS on NFC smartphones, branded to your identity. Visa, Mastercard, contactless. Chari is becoming a direct acquirer by end of 2026.
Learn more Acquiring (In-Store)
Acquiring (Online), Chari Pay
Accept payments online via Chari Pay, PCI DSS certified, 3D Secure. Multiple payment methods: card, DamaneCash, ChaabiCash, Maroc Pay. Plug-and-play for Shopify, WooCommerce, and Amadeus.
Learn more Acquiring (Online), Chari Pay
Cards Issuing & Management
Issue branded Visa cards, physical and virtual, with a fully in-house Card Management System. Full lifecycle control: activation, limits, contactless, ATM, online. Visa Associate License with dedicated BINs.
Learn more Cards Issuing & Management
Accounting & Settlement
Automate accounting, settlements, and Bank Al-Maghrib regulatory reporting from a single source of truth. Real-time operations tracking, automated ledger postings, and detailed transaction audit trails.
Learn more Accounting & Settlement
Why choose ChariBaaS ?
Until recently, launching a banking solution meant long delays, high costs, and rigid infrastructure.
With ChariBaaS, Everything Changes.
Fast Go-To-Market
Launch your digital banking offer in just 1-3 months.
Modular & API-First
Activate only what you need, connect everything you want.
Secure & Compliant by Design
Private cloud, PCI DSS certified, 99.99% uptime.
Innovation, every step of the way
Bi-monthly updates keep your platform ahead of the curve.
Frequently Asked Questions
Below you will find important information as well as answers to frequently asked questions
It is a Banking-as-a-Service platform allowing you to integrate financial features via API. We significantly cut your time-to-market and infrastructure costs by providing a robust banking foundation.
You can integrate core services: digital wallets, payments (cash-in, cash-out, transfers), card issuing and management, KYC compliance tools, and merchant services.
Absolutely. ChariBaaS is fully compliant with current Moroccan industry regulations, security best practices, and data protection standards to ensure safe and reliable operations.
Integration is fast and guided. We provide the APIs, technical documentation, and an immediate sandbox testing environment to ensure a smooth and swift deployment.
Yes, you retain control. ChariBaaS only provides the necessary back-end APIs, allowing your own front-end applications to seamlessly connect to the platform.
Yes, the offering is fully modular. You only select and pay for the specific services or modules that perfectly match your business requirements.
Testimonials
Our partners speak for us
“Thanks to ChariBaaS, we were able to automate and secure our payments while enhancing the booking experience for our clients. Their modern platform and seamless integration make ChariBaaS an indispensable technology partner for our growth in the mobility sector.”
Salaheddine Amjad
General Manager - VotreChauffeur.ma
“ChariBaaS enabled us to move forward quickly and confidently, with a modern architecture, seamless integration, and a true growth-oriented technology partner.”
Zakaria Jerrari
Dislog Group
“With ChariBaaS, we have streamlined our payments and simplified reservation management for our clients. Their fast integration and modern platform allow us to focus on delivering the unique travel experiences we promise.”
Jihan Hazam
General Manager - Tyara.ma
“Zazu is delighted with its collaboration with Chari. Their flexibility and fast integration allowed us to deliver a unique digital experience. Thanks to their pragmatic approach and responsiveness, we can now focus on scalability and innovation. Chari enabled us to move fast, efficiently, and far, with modern technology, seamless integration, and a true growth partnership.”
Rinse Jacobs
Founder of Zazu - Zazu
“The integration with the Chari teams went smoothly and professionally, both on the payment gateway and the payment account management sides. Their teams stand out for their responsiveness, availability, and ability to adapt to our specific needs. It’s a real pleasure to collaborate with such a dedicated and efficient partner.”
Said Belkhayat
CEO / Founder - Lacaisse.ma
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