Payment API in Morocco
ChariBaaS provides developer-friendly REST APIs for integrating payment processing into your application. Accept Visa, Mastercard, and all local Moroccan payment methods through a single API. PCI DSS certified infrastructure handles all sensitive data, so you can focus on building your product.
What is it?
A payment API is a programmatic interface that allows developers to integrate payment processing directly into their applications — websites, mobile apps, or backend systems. Instead of redirecting users to a third-party page, APIs enable custom checkout experiences, server-to-server payment initiation, and automated payment workflows. A well-designed payment API provides clear endpoints for initiating payments, handling authentication (3D Secure), processing refunds, querying transaction status, and receiving real-time notifications via webhooks. Sandbox environments allow testing without real transactions.
Why ChariBaaS?
ChariBaaS provides REST APIs following modern API design standards: predictable resource-oriented URLs, JSON request/response formats, standard HTTP methods, and comprehensive error handling. The sandbox environment mirrors production behavior for reliable testing. Webhooks deliver real-time event notifications. All APIs are PCI DSS certified. Beyond payments, the same API platform provides access to the full BaaS stack: account creation, KYC/KYB onboarding, card issuing, and agent network operations — making ChariBaaS a single integration point for all financial services in Morocco.
How ChariBaaS addresses this
ChariBaaS provides: payment initiation APIs (one-time and recurring), 3D Secure authentication handling, refund and void processing, transaction status queries, real-time webhooks, a full sandbox environment, and comprehensive API documentation. The same API platform extends to account management, KYC/KYB, card issuing, and more — a single integration for the full financial stack.
Related services
Acquiring (Online) — Chari Pay
Accept payments online via Chari Pay — PCI DSS certified, 3D Secure. Multiple payment methods: card, DamaneCash, ChaabiCash, Maroc Pay. Plug-and-play for Shopify, WooCommerce, and Amadeus.
Learn morePayment Accounts & Wallets
Compliant payment accounts & wallets with Moroccan IBANs. Fully digital account opening via phone number with built-in KYC/KYB. Real-time balance, transaction history, and fund management — all accessible via API.
Learn moreOnboarding KYC / KYB
Onboard customers in under five minutes — securely and compliantly. Tiered KYC levels (1,000 to 100,000 DH), automated identity verification with document scanning and facial recognition, and full lifecycle management.
Learn moreCards Issuing & Management
Issue branded Visa cards — physical and virtual — with a fully in-house Card Management System. Full lifecycle control: activation, limits, contactless, ATM, online. Visa Associate License with dedicated BINs.
Learn morePayments and Bank Transfers
P2P and P2B transfers by phone number or RIB, direct debits, automated payouts — all through fast, secure APIs. Built to scale with your activity.
Learn moreUse cases
Custom checkout integration
Build a fully customized checkout experience in your application using ChariBaaS payment APIs.
Server-to-server payments
Initiate payments from your backend for automated billing, scheduled charges, or system-triggered transactions.
Mobile app integration
Embed payment processing into iOS and Android apps using REST API calls from your mobile backend.
Fintech product development
Build financial products on ChariBaaS APIs — from payment apps to neobanking solutions.
ERP and accounting integration
Connect payment processing to your ERP or accounting system via API for automated reconciliation.
Frequently asked questions
ChariBaaS uses REST APIs with JSON request/response formats, standard HTTP methods, and resource-oriented URLs. Real-time notifications are delivered via webhooks.
Yes. A full sandbox environment is available for development and testing. It mirrors production behavior, allowing you to test all payment flows without processing real transactions.
ChariBaaS is PCI DSS certified. All sensitive payment data is handled by ChariBaaS's infrastructure. Your application never processes or stores raw card numbers.
ChariBaaS APIs are standard REST endpoints that can be called from any programming language or framework that supports HTTP requests.
API documentation is available on the ChariBaaS developer portal. Contact ChariBaaS to get sandbox credentials and access to the full documentation.
See also
Payment Sandbox & Test Environment in Morocco
Test payment integration in Morocco with ChariBaaS sandbox. Simulate transactions, test all payment methods, validate webhooks. Free sandbox access.
Recurring Payment API in Morocco
Implement recurring payments in Morocco via API. Card-on-file tokenization, automated billing, retry logic, webhooks. PCI DSS certified. ChariBaaS.
Embedded Finance in Morocco
Embed financial services into your product in Morocco. Accounts, wallets, cards, payments, KYC — all via API. ChariBaaS embedded finance platform.