Payment Service Provider (PSP) in Morocco
ChariBaaS operates as a full-stack Payment Service Provider in Morocco, covering online acquiring (Chari Pay), in-store POS acquiring (hard POS and soft POS), card issuing, payment accounts and wallets, and agent network operations — all from a single licensed platform with unified settlement and reporting.
What is it?
A Payment Service Provider (PSP) is a licensed entity that enables businesses to accept and process payments across multiple channels: online, in-store, and mobile. Unlike a simple payment gateway (online only), a PSP covers the full payment acceptance lifecycle — from transaction initiation to settlement — across all payment methods and channels.
Why ChariBaaS?
ChariBaaS operates under Moroccan financial regulations and is becoming a direct acquirer by end of 2026. Unlike fragmented solutions — one provider for online, another for POS, another for wallets — ChariBaaS unifies all channels from a single platform. PCI DSS certified, supporting Visa and Mastercard global networks alongside local Moroccan methods. The unified PSP model simplifies operations, reduces costs, and improves reconciliation — a compelling proposition for businesses operating across Morocco, MENA, and beyond.
How ChariBaaS addresses this
ChariBaaS unifies all payment acceptance channels: Chari Pay for online acquiring (PCI DSS, 3D Secure, Shopify/WooCommerce), hard POS and soft POS for in-store acquiring, wallets for P2P transfers and bill payments, and the agent network for cash operations. Settlement, accounting, and Bank Al-Maghrib reporting are automated across all channels from a single platform.
Related services
Acquiring (Online) — Chari Pay
Accept payments online via Chari Pay — PCI DSS certified, 3D Secure. Multiple payment methods: card, DamaneCash, ChaabiCash, Maroc Pay. Plug-and-play for Shopify, WooCommerce, and Amadeus.
Learn moreAcquiring (In-Store)
White-label Hard POS terminals and Soft POS on NFC smartphones — branded to your identity. Visa, Mastercard, contactless. Chari is becoming a direct acquirer by end of 2026.
Learn morePayment Accounts & Wallets
Compliant payment accounts & wallets with Moroccan IBANs. Fully digital account opening via phone number with built-in KYC/KYB. Real-time balance, transaction history, and fund management — all accessible via API.
Learn morePayments and Bank Transfers
P2P and P2B transfers by phone number or RIB, direct debits, automated payouts — all through fast, secure APIs. Built to scale with your activity.
Learn moreAccounting & Settlement
Automate accounting, settlements, and Bank Al-Maghrib regulatory reporting from a single source of truth. Real-time operations tracking, automated ledger postings, and detailed transaction audit trails.
Learn moreUse cases
Omnichannel retailers
Accept payments online, in-store, and via mobile from a single PSP with unified settlement.
Fintechs
Embed full payment acceptance into your product with APIs covering all channels and methods.
Large enterprises
Consolidate payment providers into one PSP for simplified reconciliation and reduced operational overhead.
Franchise networks
Deploy POS terminals across multiple locations with centralized reporting and settlement.
Frequently asked questions
A Payment Service Provider (PSP) is a licensed entity that enables businesses to accept and process payments across online, in-store, and mobile channels — covering the full lifecycle from transaction to settlement.
A payment gateway handles only online payments. A PSP covers all channels: online acquiring, in-store POS, mobile payments, wallets, and agent-based transactions — with unified settlement and reporting.
ChariBaaS supports online acquiring via Chari Pay, in-store acquiring via hard POS and soft POS, P2P and P2B transfers, agent-based cash-in/cash-out, and wallet-based payments.
Yes. ChariBaaS operates under Moroccan financial regulations and is becoming a direct acquirer by end of 2026, processing and settling card payments on behalf of merchants with no intermediary.
See also
Payment Gateway in Morocco — Chari Pay
Accept online payments in Morocco with Chari Pay. PCI DSS certified, 3D Secure, Visa, Mastercard, DamaneCash, ChaabiCash, Maroc Pay. Shopify & WooCommerce plugins.
TPE in Morocco: POS Terminal & Soft POS
TPE and Soft POS solutions in Morocco. White-label hard POS terminals and NFC smartphone payments. Visa, Mastercard, contactless. ChariBaaS in-store acquiring.
Payment Gateway Comparison in Morocco
Compare payment gateways in Morocco. Evaluate features, payment methods, compliance, pricing, and integration. Objective guide by ChariBaaS.