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It is a fintech infrastructure platform allowing you to integrate financial features via API. We significantly cut your time-to-market and infrastructure costs by providing a robust, regulated payment foundation.

You can integrate core services: digital wallets, payments (cash-in, cash-out, transfers), card issuing and management, KYC compliance tools, and merchant services.

Absolutely. Chari Money is fully compliant with current Moroccan industry regulations, security best practices, and data protection standards to ensure safe and reliable operations.

Integration is fast and guided. We provide the APIs, technical documentation, and an immediate sandbox testing environment to ensure a smooth and swift deployment. Going live remains subject to Bank Al-Maghrib's approval, through the granting of principal agent status, and any new use case requires the prior approval of the Banking Supervision Directorate.

Yes, you retain control. Chari Money only provides the necessary back-end APIs, allowing your own front-end applications to seamlessly connect to the platform.

Yes, the offering is fully modular. You only select and pay for the specific services or modules that perfectly match your business requirements.

Our services are ideal for fintech startups, banks, microfinance institutions, telecoms, e-commerce companies, and any business aiming to provide financial services to their customers.

Chari Money helps you reduce time-to-market, cut infrastructure costs, and provide secure, scalable financial services. It enables you to focus on your business growth while leveraging a robust fintech infrastructure platform.

No. Chari Money is authorized to onboard only Moroccan-registered legal entities.

Integration is straightforward and guided by our team. We provide APIs, technical documentation, sandbox testing, and dedicated support to ensure smooth and fast deployment. Going live remains subject to Bank Al-Maghrib's approval (principal agent status) and any new use case to the prior approval of the Banking Supervision Directorate.

Our onboarding process is streamlined and efficient. Our team will guide you step by step, from documentation and compliance to sandbox testing and live deployment, ensuring smooth integration. Launch in production only happens after Bank Al-Maghrib's approval (principal agent status) and, for each new use case, the prior approval of the Banking Supervision Directorate.

A principal agent is an authorized partner who represents and operates on behalf of Chari Money, offering financial services and managing sub-agents or clients under its supervision. This status is granted upon Bank Al-Maghrib's approval.

To become a principal agent, you must apply through our partnership program. Once approved, you will undergo an onboarding and compliance process before being granted access to manage operations and sub-agents. Principal agent status itself is granted by Bank Al-Maghrib: going live remains subject to its approval, and any new use case requires the prior approval of the Banking Supervision Directorate.

Yes, Chari Money offers white label solutions, enabling you to launch financial services entirely under your own brand. Going live remains subject to Bank Al-Maghrib's approval, through the granting of principal agent status, and any new use case requires the prior approval of the Banking Supervision Directorate.

Yes, we provide dedicated customer support and technical assistance. Our team is available to resolve queries, troubleshoot issues, and ensure seamless operations.

Pricing is flexible and depends on the modules you choose, transaction volumes, and the service model (standard or white label). We offer tailored packages to match the specific needs of your business.

The right provider depends on your needs: collection channels, accepted payment methods, quality of the API and documentation, card data security and the identity of the licensed institution behind the service. For a merchant who wants to get paid, Chari Money operates ChariPay, its payment platform. The services presented on this site are for partners launching their own financial products.

You need a payment provider that offers a secure payment page and an API. At Chari Money, that is ChariPay's role: you send a payment link for each order, without a line of code, or you connect the hosted checkout through the API, with card payment and 3-D Secure. There is no ChariPay extension for Shopify or WooCommerce. Test mode is free, with no time limit. Online payment in Morocco: ChariPay's guide

Costs vary by provider: activation fee, commission per transaction, sometimes other fees. For ChariPay, the payment platform operated by Chari Money, test mode is free, activation costs MAD 6,000 incl. VAT, paid once when you go live, and the commission per successful payment is set once your application has been reviewed. Pricing for the infrastructure services for partners is on our Pricing page.

No. Morocco is not in the official list of countries where Stripe is available, published on stripe.com/global and re-read on October 2, 2026: a business established in Morocco cannot open an account there in its own name. To get paid in Morocco, ChariPay, the payment platform operated by Chari Money, a payment institution licensed by Bank Al-Maghrib, offers payment links, a hosted checkout and a REST API with a free test mode. Stripe in Morocco: availability and alternatives

You go through a payment provider and a payment page that authenticates the cardholder with 3-D Secure. ChariPay, operated by Chari Money, accepts Visa, Mastercard and Maroc Pay by default on its hosted checkout: your customer enters their card on a PCI DSS Level 1 certified page and you never see a card number. Integration is done with a payment link or through the API, with no plugin. Payment gateway in Morocco

A payment gateway passes online payments between the payment page and the card network. A payment service provider (PSP) covers a broader scope: the contract with the merchant, collection, tracking of operations and payout of funds. For merchants, Chari Money operates ChariPay; for partners, this site presents its infrastructure: payment accounts, cards, agent network and services.

Offer a simple online payment at the time of the order, on mobile, and leave the customer a way to pay they already know. With ChariPay, a customer can pay by card with 3-D Secure or, on a single-use payment link, pay a reference in cash at an agency of the Chari network: you are notified as soon as the network confirms the deposit.

Fintech infrastructure is the set of regulated building blocks, payment accounts, wallets, cards, KYC, transfers, that a licensed institution exposes through APIs so that other businesses can embed them into their own products without holding a licence themselves. Chari Money, a payment institution licensed by Bank Al-Maghrib, operates a fintech infrastructure platform. Partners use it subject to Bank Al-Maghrib's approval, following a non-objection agreement from the central bank.

Yes. Chari Money is a payment institution licensed by Bank Al-Maghrib, and any partnership is subject to the central bank's approval: your access to the services is activated only after a non-objection agreement from Bank Al-Maghrib. Our team prepares and follows that request with you.