Education & School Payment Solutions in Morocco
Simplify tuition fee collection in Morocco. For card payments and monthly installments, Chari Money operates ChariPay, its payment platform for institutions that collect payments. For a network or an app that wants to offer financial services to families, Chari Money's infrastructure brings wallets, an agent network and bill payment.
What is it?
Tuition fee collection in Morocco still relies largely on cash and cheques, creating management difficulties for institutions: manual tracking, late payments and a lack of financial visibility. Digitizing education payments makes it possible to automate collection, reduce unpaid fees and offer parents varied, convenient payment methods. An education payment solution must handle recurring payments (monthly fees), one-off payments (registration, events), and provide reporting per student or class for the institution's accounting.
Why Chari Money?
With ChariPay, the payment platform operated by Chari Money, an institution sends a payment link per student, or creates a subscription for monthly fees: at each due date, the parent receives by e-mail a payment link that they pay by card, with 3-D Secure. For a one-off payment, a parent can also pay a reference in cash at an agency of the Chari network, through a single-use payment link. For school groups and apps that want to go further, Chari Money's infrastructure provides white-label wallets and an agent network for cash-in.
How Chari Money addresses this
ChariPay provides payment links, the hosted checkout with 3-D Secure, subscriptions for monthly fees and collection tracking in the portal. Chari Money's infrastructure adds, for partners, wallets under their brand, cash-in through the agent network and accounting reports.
Want to collect payments from your own customers?
To send families a payment link by e-mail at each monthly due date, ChariPay handles recurring payments.
Related services
Online Acquiring, ChariPay
For merchants, Chari Money operates ChariPay: payment links, hosted checkout and subscriptions, by card (Visa, Mastercard, Maroc Pay) with 3-D Secure, and cash at an agency through a single-use payment link.
Learn morePayment Accounts & Wallets
Compliant payment accounts & wallets with Moroccan IBANs. Fully digital account opening via phone number with built-in KYC/KYB. Real-time balance, transaction history, and fund management, all accessible via API.
Learn moreAgent Network & CICO
Deploy and operate a cash-in/cash-out network in Morocco. Chari's own agents combined with DamaneCash, ChaabiCash, and Tashilat partner networks, nationwide coverage with real-time tracking.
Learn moreAccounting & Settlement
Automate accounting, settlements, and Bank Al-Maghrib regulatory reporting from a single source of truth. Real-time operations tracking, automated ledger postings, and detailed transaction audit trails.
Learn moreUse cases
Private schools
Collect monthly tuition fees online: at each due date, parents receive a payment link by e-mail.
Universities and higher-education schools
Manage registration, tuition and ancillary service fees from a single platform.
Training centers
Collect training fees with online payment and per-participant tracking.
Nurseries and daycare centers
Simplify monthly billing for parents with payment by card or mobile wallet.
Extracurricular activities
Offer online payment for extracurricular activities, outings and events.
Regulatory note — Any partner wishing to use Chari Money's financial services on a white-label basis must be approved by Bank Al-Maghrib, through the granting of principal agent status. Launching any new use case requires the prior approval of the Banking Supervision Directorate.
Frequently asked questions
With ChariPay, by card (Visa, Mastercard and Maroc Pay by default) with 3-D Secure, or in cash at an agency of the Chari network by paying the reference of a single-use payment link.
Yes, with ChariPay subscriptions: at each due date, the parent receives by e-mail a payment link that they pay by card, with 3-D Secure. While the instalment remains unpaid, a reminder is sent to them every day by e-mail, with the same link.
Yes. Each link or subscription carries the description and references of your choice, and the portal and the CSV export let you reconcile collections per student and per period.
Yes. A school can start with payment links, with no development, and open a ChariPay account in test mode for free.
On ChariPay, a card payment is refunded in full or partially from the portal or through the API, for free.
See also
Cash-In Cash-Out (CICO) in Morocco
A cash-in/cash-out network with nationwide coverage in Morocco. Chari agents + DamaneCash + ChaabiCash + Tashilat. Real-time tracking, agent onboarding, and value-added services
Digital Wallet & E-Wallet in Morocco
Digital wallet and e-wallet with Moroccan IBANs. Fully digital opening, real-time balances, agent network cash-in/cash-out, Visa card linking
Financial Services for Mobile Apps in Morocco
Add wallets, telecom top-ups, bill payment, vouchers and cards to your mobile app in Morocco with Chari Money's partner API.