[AR] What to Expect

[AR] Issue Visa cards — physical and virtual (tokenized) — for your users, powered by a Card Management System built entirely in-house. Chari holds a Visa Associate License with dedicated BINs, sponsored by Bank of Africa, and a 7-year partnership with Visa. Cards are customizable and branded to partner specifications, issued automatically when a payment account is opened.

[AR] Key features:

[AR] Strategic partnerships: Card issuing is backed by strategic partnerships with industry leaders.

[AR] Visa Associate License & dedicated BINs:Visa Associate Member sponsored by Bank of Africa, with dedicated BINs for issuance
[AR] 7-year Visa partnership:Long-term agreement signed for card issuing
[AR] Customization and branding:Cards branded to partner specifications, issued automatically upon account opening

[AR] Physical and virtual card issuance : Visa cards, physical and virtual (tokenized), for in-store and online use. Instant provisioning upon account opening
[AR] Proprietary Card Management System (CMS) : Built entirely in-house. Full card lifecycle management — activation, suspension, renewal, replacement. APIs enabling partners to manage cards directly within their own application
[AR] Configurable payment controls : Spending limits, withdrawal caps, merchant category restrictions, and geographic controls, adjustable in real time
[AR] ATM withdrawal : Cardholders can withdraw cash at ATMs using their Visa card
[AR] Transaction enrichment : Transaction data cleaned, categorized, and enriched to give users a clear view of their spending
[AR] Centralized spending history : Centralized, traceable transaction history that can serve as a basis for credit scoring and access to financing
[AR] Seamless integration : Full integration with payment accounts and settlement, ensuring funds are instantly available for card use