[AR] SaaS & Subscription Payments in Morocco
[AR] SaaS companies operating in Morocco need reliable recurring payment infrastructure. ChariBaaS provides the tools for subscription billing: card-on-file tokenization, automated recurring collection, support for local payment methods alongside Visa and Mastercard, and developer-friendly APIs for seamless integration into your billing stack.
[AR] What is it?
[AR] Subscription payments involve automatically charging customers on a recurring schedule — monthly, quarterly, or annually. For SaaS companies, this requires secure card tokenization (storing card details for future charges), retry logic for failed payments, support for plan changes (upgrades, downgrades), and compliance with payment regulations. In Morocco, SaaS billing has additional considerations: not all customers have international cards, so supporting local payment methods is important for reaching the full market. Additionally, the regulatory framework requires working with a locally licensed payment provider.
[AR] Why ChariBaaS?
[AR] ChariBaaS supports recurring payment capabilities needed by SaaS companies: card-on-file tokenization for automated billing, support for Visa, Mastercard, and local Moroccan methods, PCI DSS certification ensuring secure card data handling, and APIs that integrate with your existing billing logic. Beyond payment collection, ChariBaaS's BaaS platform can support SaaS companies that embed financial features into their products — payment accounts, wallets, and card issuing for end users.
[AR] How ChariBaaS addresses this
[AR] Chari Pay provides the payment infrastructure for SaaS billing in Morocco: secure card tokenization for recurring charges, support for all major payment methods, automated settlement and reconciliation, and developer-friendly APIs. For SaaS platforms that want to offer financial services to their own users (embedded finance), ChariBaaS provides the full BaaS stack — accounts, wallets, cards, and payments.
[AR] Related services
[AR] Acquiring (Online) — Chari Pay
[AR] Accept payments online via Chari Pay — PCI DSS certified, 3D Secure. Multiple payment methods: card, DamaneCash, ChaabiCash, Maroc Pay. Plug-and-play for Shopify, WooCommerce, and Amadeus.
[AR] Learn more[AR] Payments and Bank Transfers
[AR] P2P and P2B transfers by phone number or RIB, direct debits, automated payouts — all through fast, secure APIs. Built to scale with your activity.
[AR] Learn more[AR] Payment Accounts & Wallets
[AR] Compliant payment accounts & wallets with Moroccan IBANs. Fully digital account opening via phone number with built-in KYC/KYB. Real-time balance, transaction history, and fund management — all accessible via API.
[AR] Learn more[AR] Accounting & Settlement
[AR] Automate accounting, settlements, and Bank Al-Maghrib regulatory reporting from a single source of truth. Real-time operations tracking, automated ledger postings, and detailed transaction audit trails.
[AR] Learn more[AR] Use cases
[AR] B2B SaaS platforms
[AR] Automate subscription billing for business customers with card-on-file and local payment method support.
[AR] B2C subscription services
[AR] Collect recurring payments from consumers for streaming, fitness, education, or other subscription offerings.
[AR] Freemium to paid conversion
[AR] Enable seamless upgrade from free to paid plans with stored payment methods and instant activation.
[AR] Usage-based billing
[AR] Charge customers based on consumption using API-driven payment triggers integrated with your metering system.
[AR] SaaS with embedded finance
[AR] Offer payment accounts, wallets, or card issuing to your SaaS users by leveraging ChariBaaS's full BaaS platform.
[AR] Frequently asked questions
[AR] Yes. Chari Pay supports card-on-file tokenization and recurring billing, enabling automated subscription collection on configurable schedules.
[AR] The platform supports retry mechanisms for failed payments. You can configure retry schedules and receive webhook notifications for payment status changes.
[AR] Yes. In addition to Visa and Mastercard, Chari Pay supports DamaneCash, ChaabiCash, and Maroc Pay — enabling you to reach customers who do not have international cards.
[AR] Yes. All card tokenization is PCI DSS compliant. Card data is encrypted and stored securely — your systems never handle raw card numbers.
[AR] Yes. Chari Pay provides REST APIs and webhooks that integrate with your existing billing and subscription management logic.