[AR] TPE in Morocco: POS Terminal & Soft POS
[AR] Accept in-store card payments in Morocco with ChariBaaS's POS solutions. Choose between traditional Hard POS terminals and Soft POS — which turns any NFC-enabled smartphone into a payment terminal. Both solutions are white-label, branded to your identity, and support Visa, Mastercard, and contactless payments.
[AR] What is it?
[AR] A TPE (Terminal de Paiement Électronique) or POS (Point of Sale) terminal is a device that enables merchants to accept card payments in-store. Hard POS refers to dedicated physical terminals installed at the counter. Soft POS is a newer technology that turns an NFC-enabled smartphone into a contactless payment terminal — no additional hardware required.
[AR] Why ChariBaaS?
[AR] ChariBaaS provides white-label POS solutions adapted to the Moroccan market under Bank Al-Maghrib regulation. Both Hard POS and Soft POS support Visa, Mastercard, and contactless payments — meeting global card network standards. Soft POS eliminates the hardware barrier for small merchants across Morocco and emerging markets. Chari is becoming a direct acquirer by end of 2026, which will mean processing and settling card payments directly on behalf of merchants with no intermediary.
[AR] How ChariBaaS addresses this
[AR] ChariBaaS provides two complementary in-store acquiring solutions: Hard POS — dedicated payment terminals for high-volume merchants, and Soft POS — mobile payment acceptance on NFC smartphones for cost-sensitive or mobile merchants. Both solutions are white-label, support Visa, Mastercard, and contactless payments, and are fully integrated with ChariBaaS's settlement, reconciliation, and reporting platform. Chari is becoming a direct acquirer by end of 2026.
[AR] Hard POS: Physical Payment Terminals
[AR] Dedicated payment terminals installed in-store for card payments at the counter — chip and contactless. Built for fast, reliable in-store transactions with high throughput.
[AR] Soft POS: NFC Smartphone Payments
[AR] Transform any NFC-enabled smartphone into a payment terminal. No additional hardware required. Merchants accept contactless card payments directly on their phone — ideal for mobile businesses, delivery, and small retailers.
[AR] Related services
[AR] Acquiring (In-Store)
[AR] White-label Hard POS terminals and Soft POS on NFC smartphones — branded to your identity. Visa, Mastercard, contactless. Chari is becoming a direct acquirer by end of 2026.
[AR] Learn more[AR] Acquiring (Online) — Chari Pay
[AR] Accept payments online via Chari Pay — PCI DSS certified, 3D Secure. Multiple payment methods: card, DamaneCash, ChaabiCash, Maroc Pay. Plug-and-play for Shopify, WooCommerce, and Amadeus.
[AR] Learn more[AR] Payments and Bank Transfers
[AR] P2P and P2B transfers by phone number or RIB, direct debits, automated payouts — all through fast, secure APIs. Built to scale with your activity.
[AR] Learn more[AR] Accounting & Settlement
[AR] Automate accounting, settlements, and Bank Al-Maghrib regulatory reporting from a single source of truth. Real-time operations tracking, automated ledger postings, and detailed transaction audit trails.
[AR] Learn more[AR] Use cases
[AR] Retail & stores
[AR] Install hard POS terminals for fast, reliable card payments at the counter.
[AR] Small merchants
[AR] Accept card payments with Soft POS — just an NFC smartphone, no hardware investment needed.
[AR] Delivery & field services
[AR] Equip delivery drivers and field agents with Soft POS for on-the-go payment acceptance.
[AR] Restaurant & hospitality
[AR] Offer contactless payment at the table or counter with branded POS solutions.
[AR] Frequently asked questions
[AR] TPE (Terminal de Paiement Électronique) is the French term for a payment terminal used to accept card payments in-store. It covers both traditional hardware terminals (Hard POS) and smartphone-based solutions (Soft POS).
[AR] Soft POS is a technology that turns an NFC-enabled smartphone into a contactless payment terminal. Merchants can accept Visa and Mastercard payments directly on their phone without any additional hardware.
[AR] Both Hard POS and Soft POS accept Visa, Mastercard, contactless (NFC), and local Moroccan payment schemes.
[AR] Yes. Both Hard POS and Soft POS solutions are white-label, fully branded to your identity.
[AR] Hard POS is a dedicated physical terminal installed at the counter — built for high-volume merchants. Soft POS uses an NFC smartphone as the terminal — ideal for mobile businesses, delivery, and cost-sensitive merchants who want to accept cards without hardware investment.