[AR] Payment API in Morocco
[AR] ChariBaaS provides developer-friendly REST APIs for integrating payment processing into your application. Accept Visa, Mastercard, and all local Moroccan payment methods through a single API. PCI DSS certified infrastructure handles all sensitive data, so you can focus on building your product.
[AR] What is it?
[AR] A payment API is a programmatic interface that allows developers to integrate payment processing directly into their applications — websites, mobile apps, or backend systems. Instead of redirecting users to a third-party page, APIs enable custom checkout experiences, server-to-server payment initiation, and automated payment workflows. A well-designed payment API provides clear endpoints for initiating payments, handling authentication (3D Secure), processing refunds, querying transaction status, and receiving real-time notifications via webhooks. Sandbox environments allow testing without real transactions.
[AR] Why ChariBaaS?
[AR] ChariBaaS provides REST APIs following modern API design standards: predictable resource-oriented URLs, JSON request/response formats, standard HTTP methods, and comprehensive error handling. The sandbox environment mirrors production behavior for reliable testing. Webhooks deliver real-time event notifications. All APIs are PCI DSS certified. Beyond payments, the same API platform provides access to the full BaaS stack: account creation, KYC/KYB onboarding, card issuing, and agent network operations — making ChariBaaS a single integration point for all financial services in Morocco.
[AR] How ChariBaaS addresses this
[AR] ChariBaaS provides: payment initiation APIs (one-time and recurring), 3D Secure authentication handling, refund and void processing, transaction status queries, real-time webhooks, a full sandbox environment, and comprehensive API documentation. The same API platform extends to account management, KYC/KYB, card issuing, and more — a single integration for the full financial stack.
[AR] Related services
[AR] Acquiring (Online) — Chari Pay
[AR] Accept payments online via Chari Pay — PCI DSS certified, 3D Secure. Multiple payment methods: card, DamaneCash, ChaabiCash, Maroc Pay. Plug-and-play for Shopify, WooCommerce, and Amadeus.
[AR] Learn more[AR] Payment Accounts & Wallets
[AR] Compliant payment accounts & wallets with Moroccan IBANs. Fully digital account opening via phone number with built-in KYC/KYB. Real-time balance, transaction history, and fund management — all accessible via API.
[AR] Learn more[AR] Onboarding KYC / KYB
[AR] Onboard customers in under five minutes — securely and compliantly. Tiered KYC levels (1,000 to 100,000 DH), automated identity verification with document scanning and facial recognition, and full lifecycle management.
[AR] Learn more[AR] Cards Issuing & Management
[AR] Issue branded Visa cards — physical and virtual — with a fully in-house Card Management System. Full lifecycle control: activation, limits, contactless, ATM, online. Visa Associate License with dedicated BINs.
[AR] Learn more[AR] Payments and Bank Transfers
[AR] P2P and P2B transfers by phone number or RIB, direct debits, automated payouts — all through fast, secure APIs. Built to scale with your activity.
[AR] Learn more[AR] Use cases
[AR] Custom checkout integration
[AR] Build a fully customized checkout experience in your application using ChariBaaS payment APIs.
[AR] Server-to-server payments
[AR] Initiate payments from your backend for automated billing, scheduled charges, or system-triggered transactions.
[AR] Mobile app integration
[AR] Embed payment processing into iOS and Android apps using REST API calls from your mobile backend.
[AR] Fintech product development
[AR] Build financial products on ChariBaaS APIs — from payment apps to neobanking solutions.
[AR] ERP and accounting integration
[AR] Connect payment processing to your ERP or accounting system via API for automated reconciliation.
[AR] Frequently asked questions
[AR] ChariBaaS uses REST APIs with JSON request/response formats, standard HTTP methods, and resource-oriented URLs. Real-time notifications are delivered via webhooks.
[AR] Yes. A full sandbox environment is available for development and testing. It mirrors production behavior, allowing you to test all payment flows without processing real transactions.
[AR] ChariBaaS is PCI DSS certified. All sensitive payment data is handled by ChariBaaS's infrastructure. Your application never processes or stores raw card numbers.
[AR] ChariBaaS APIs are standard REST endpoints that can be called from any programming language or framework that supports HTTP requests.
[AR] API documentation is available on the ChariBaaS developer portal. Contact ChariBaaS to get sandbox credentials and access to the full documentation.