[AR] Payment Service Provider (PSP) in Morocco
[AR] ChariBaaS operates as a full-stack Payment Service Provider in Morocco, covering online acquiring (Chari Pay), in-store POS acquiring (hard POS and soft POS), card issuing, payment accounts and wallets, and agent network operations — all from a single licensed platform with unified settlement and reporting.
[AR] What is it?
[AR] A Payment Service Provider (PSP) is a licensed entity that enables businesses to accept and process payments across multiple channels: online, in-store, and mobile. Unlike a simple payment gateway (online only), a PSP covers the full payment acceptance lifecycle — from transaction initiation to settlement — across all payment methods and channels.
[AR] Why ChariBaaS?
[AR] ChariBaaS operates under Moroccan financial regulations and is becoming a direct acquirer by end of 2026. Unlike fragmented solutions — one provider for online, another for POS, another for wallets — ChariBaaS unifies all channels from a single platform. PCI DSS certified, supporting Visa and Mastercard global networks alongside local Moroccan methods. The unified PSP model simplifies operations, reduces costs, and improves reconciliation — a compelling proposition for businesses operating across Morocco, MENA, and beyond.
[AR] How ChariBaaS addresses this
[AR] ChariBaaS unifies all payment acceptance channels: Chari Pay for online acquiring (PCI DSS, 3D Secure, Shopify/WooCommerce), hard POS and soft POS for in-store acquiring, wallets for P2P transfers and bill payments, and the agent network for cash operations. Settlement, accounting, and Bank Al-Maghrib reporting are automated across all channels from a single platform.
[AR] Related services
[AR] Acquiring (Online) — Chari Pay
[AR] Accept payments online via Chari Pay — PCI DSS certified, 3D Secure. Multiple payment methods: card, DamaneCash, ChaabiCash, Maroc Pay. Plug-and-play for Shopify, WooCommerce, and Amadeus.
[AR] Learn more[AR] Acquiring (In-Store)
[AR] White-label Hard POS terminals and Soft POS on NFC smartphones — branded to your identity. Visa, Mastercard, contactless. Chari is becoming a direct acquirer by end of 2026.
[AR] Learn more[AR] Payment Accounts & Wallets
[AR] Compliant payment accounts & wallets with Moroccan IBANs. Fully digital account opening via phone number with built-in KYC/KYB. Real-time balance, transaction history, and fund management — all accessible via API.
[AR] Learn more[AR] Payments and Bank Transfers
[AR] P2P and P2B transfers by phone number or RIB, direct debits, automated payouts — all through fast, secure APIs. Built to scale with your activity.
[AR] Learn more[AR] Accounting & Settlement
[AR] Automate accounting, settlements, and Bank Al-Maghrib regulatory reporting from a single source of truth. Real-time operations tracking, automated ledger postings, and detailed transaction audit trails.
[AR] Learn more[AR] Use cases
[AR] Omnichannel retailers
[AR] Accept payments online, in-store, and via mobile from a single PSP with unified settlement.
[AR] Fintechs
[AR] Embed full payment acceptance into your product with APIs covering all channels and methods.
[AR] Large enterprises
[AR] Consolidate payment providers into one PSP for simplified reconciliation and reduced operational overhead.
[AR] Franchise networks
[AR] Deploy POS terminals across multiple locations with centralized reporting and settlement.
[AR] Frequently asked questions
[AR] A Payment Service Provider (PSP) is a licensed entity that enables businesses to accept and process payments across online, in-store, and mobile channels — covering the full lifecycle from transaction to settlement.
[AR] A payment gateway handles only online payments. A PSP covers all channels: online acquiring, in-store POS, mobile payments, wallets, and agent-based transactions — with unified settlement and reporting.
[AR] ChariBaaS supports online acquiring via Chari Pay, in-store acquiring via hard POS and soft POS, P2P and P2B transfers, agent-based cash-in/cash-out, and wallet-based payments.
[AR] Yes. ChariBaaS operates under Moroccan financial regulations and is becoming a direct acquirer by end of 2026, processing and settling card payments on behalf of merchants with no intermediary.