[AR] Recurring Payment API in Morocco
[AR] Implement recurring payments in your application with ChariBaaS APIs. Securely tokenize cards, schedule automated charges, handle payment retries, and receive real-time notifications — all through PCI DSS certified infrastructure. Built for subscription businesses, SaaS platforms, and any service requiring automated billing in Morocco.
[AR] What is it?
[AR] Recurring payment processing involves automatically charging customers at regular intervals without requiring them to re-enter payment details each time. This requires card-on-file tokenization (securely storing payment credentials), scheduling logic for billing cycles, retry mechanisms for failed payments, and notification systems for payment status changes. Implementing recurring payments via API gives businesses full control over billing logic: custom schedules, prorated charges, plan changes, grace periods, and integration with their own subscription management systems.
[AR] Why ChariBaaS?
[AR] ChariBaaS provides the recurring payment infrastructure needed for the Moroccan market: PCI DSS certified card tokenization, support for Visa and Mastercard recurring charges, local payment method support for customers without international cards, webhook notifications for all payment events, and retry mechanisms for failed charges. The API-first approach gives developers full control — integrate recurring billing into your existing systems rather than adapting to a rigid subscription management tool.
[AR] How ChariBaaS addresses this
[AR] ChariBaaS recurring payment APIs provide: secure card tokenization (PCI DSS certified), scheduled payment initiation, configurable retry logic for failed payments, real-time webhook notifications for all payment events (success, failure, retry), and support for both card and local payment methods. Sandbox access allows testing recurring flows end-to-end before production.
[AR] Related services
[AR] Acquiring (Online) — Chari Pay
[AR] Accept payments online via Chari Pay — PCI DSS certified, 3D Secure. Multiple payment methods: card, DamaneCash, ChaabiCash, Maroc Pay. Plug-and-play for Shopify, WooCommerce, and Amadeus.
[AR] Learn more[AR] Payments and Bank Transfers
[AR] P2P and P2B transfers by phone number or RIB, direct debits, automated payouts — all through fast, secure APIs. Built to scale with your activity.
[AR] Learn more[AR] Payment Accounts & Wallets
[AR] Compliant payment accounts & wallets with Moroccan IBANs. Fully digital account opening via phone number with built-in KYC/KYB. Real-time balance, transaction history, and fund management — all accessible via API.
[AR] Learn more[AR] Accounting & Settlement
[AR] Automate accounting, settlements, and Bank Al-Maghrib regulatory reporting from a single source of truth. Real-time operations tracking, automated ledger postings, and detailed transaction audit trails.
[AR] Learn more[AR] Use cases
[AR] SaaS subscription billing
[AR] Automate monthly or annual subscription charges with card-on-file tokenization and retry logic.
[AR] Insurance premium collection
[AR] Schedule recurring premium deductions with automated retry and policyholder notification.
[AR] School fee installments
[AR] Set up monthly tuition payment schedules with per-student tracking and parent notifications.
[AR] Membership organizations
[AR] Collect recurring membership dues automatically with support for different membership tiers.
[AR] Utility and service billing
[AR] Automate monthly service charges with variable amounts based on consumption or usage.
[AR] Frequently asked questions
[AR] When a customer first pays, their card details are securely tokenized by ChariBaaS's PCI DSS certified infrastructure. A token is returned that you store in your system. Future charges use this token — you never handle raw card data.
[AR] The platform supports configurable retry logic — you can set retry intervals and maximum attempts. Webhook notifications inform your system of each attempt and final outcome.
[AR] Yes. Each recurring charge is initiated via API, giving you full control over the amount. You can adjust charges for plan changes, prorations, or variable billing.
[AR] Card-on-file tokenization works with Visa and Mastercard. For customers using local methods (DamaneCash, ChaabiCash), payment initiation flows may differ — contact ChariBaaS for specific capabilities.
[AR] Yes. The sandbox environment supports full recurring payment testing — tokenization, scheduled charges, retries, and webhook delivery — without processing real transactions.